This paper is organized with 11 chapters as follows : chapter 1 , the paper draws its research subject - the development process and mathematic simulation of shanghai urban pension scheme , from the basic fact that the pension schemes have been reformed by local governments and have extremely differences in various regions in china . then , the study method and thesis framework and primary innovative assertions of this paper are discussed 本文共分十一章:第一章,從養老保險制度在中國的地區改革主導和地區間制度的差異性,引出全文的研究對象? ?上海城鎮養老保險制度的變遷和數值模擬,并界定了本文的研究方法、論文構架,歸納了主要的創新觀點。